ATM Card, Debit Card, Credit Card kya hote hai

ATM Card, Debit Card, Credit Card kya hote hai : Dosto bahut dino se hum baar kar rahe hai digital payments ki. Or jub hum baat karte hai digital payments ki to sabse phle baat aati hai cards ki ATM Card, Debit Card, Credit Card kya hote hai. Bahut saare logo ke man me confusion hai ke ye kya hote hai inme difference kya hai. or ye kaise kam karte hai to aaj mai aapko ATM Card, Debit Card, Credit Card kya hote hai. iske baare me poori jankari dene vala hu.

ATM Card, Debit Card, Credit Card kya hote hai

ATM Card Kya Hote Hai

In Cards ko Bank card bhi kha jata hai. Ye aaisa card hota hai jiski madad se aap ATM machine se cash nikal sakte hai. Is card ke samne ke taraf aapko koi bhi master card, visa ya fir rupay. Aaisa koi bhi logo dekhne ko nahi milega. Is card ko aap sirf or sirf aATM machine se paisa nikalne ke liye hi istmal kar payenge. Ye card link hota hai aapke bank account se. Jitna bhi paisa aapke account me hai utna hi aap ATM machine se nikal sakte hai. aap is card ke dwara bank se udhare nahi le sakte. Aap is card ke madad se koi bhi online transaction ya fir koi purchase nahi kar sakte. Ye card sirf or sirf Atm machine me hi work karega.

ATM Cards Ke Fyde

  • Aap kisi bhi time paise nikal sakte hai chahe din me ya raat me. Paise nikalne ke liye bank ko khulne ka intzar nahi karna padega
  • Aap kisi bhi location se paise nikal sakte hai chahe aap ghar se kitna bhi door ho. ATM card ke dwara aap kisi bhi bank kea tm se paise nikal sakte hai. jo aapke ATM Card se juda hua ho
  • ATM card PIN number ke dwara protect hota hai. jiske karan aapka password bilkul safe hai.
  • Aapko koi bhi withdrawal slips bharne ke zarurat nahi hai.
  • ATMs se paisa nikalne me zyda tym nahi lagta. Banko me aapko lambi line me lagna padega.
  • ATM cards ke dwara foreign countries me bhi paisa nikala ja sakta hai.

ATM Cards ke nuksan

  • Kabhi kabhi ATM machine kharab bhi rathi hai.
  • kaafi baar  aap ATM ka pin bhi bhool sakte hai jiske karan aapko bank ki line me lagna padega dusra pin lene ke liye.
  • Kabhi kabhi bank account se paise kat jate hai lekin ATM machine se nhi nikalte.
  • Kuch limit ke bad agar ATM se paise nikale jaye to extra charge dena padta hai.
  • Atm se sirf kuch limit tak hi paisa nikala ja sakta hai. zyda paise nikalne ke liye aapko bank ki line me lagna hi padega.

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Debit Card Kya Hote Hai

Ye card dikhne me bilkul ATM card jaisa hota hai. Bus difference is baat ka hota hi ki is card ke front card ke tarf MasterCard, visa ya Rupay ka koi na koi logo dekhne ko milega. Is card ke aap ATM machine me to istmal kar hi payenge sath hi sath aap iske dwara online transaction bhi kar sakte hai or aap is card ko un sabhi gajha bhi istmal kar sakte hai jha MasterCard, visa ya Rupay cards ko accept kia jata ho. Ye card bhi aapke bank account ke sath connected hota hai. jitney paise account me honge utne hi paise nikale ja sakte hai. is card ke dwara bank se udhar nahi lia ja sakta.

Debit Cards Ke Fyde

  • ATM card vale sabhi fyde to isme hote hi hai.
  • Isko online transaction me bhi use kia ja sakta hai.
  • Iske dwara retail shop par bhi pay kia ja sakta hai.

Debit Cards ke nuksan

  • Vo sabhi nuksan jo ATM card me hote hai vo sabhi isme bhi hote hai
  • Online transaction karne ke liye thodi se traning ki zarurat padti hai
  • Online dhokabazi bhi aajkal kaafi zyda badh gy hai.

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Credit Card Kya Hote Hai

Ab baat aati hai credit card ki. Log credit card me sabse zyda confuse hote hai. Ye card dikhne me same 2 same debit card ki tarha hota hai. Front me aapko MasterCard, visa ya Rupay ka koi na koi logo dekhne ko milega. Lekin isme sabse bada difference ye hota hai ki is card ke dwara aap bank se udhar lete hai. Phale aap payment kar dete hai uske bad aapko us card ka bill pay karna padta hai. Ye card har kisi ko nahi mila. Bank ye card un logo ko hi issue karta hai jo job karte hai. Agar aap is card ko lena chahate hai to aap sabse phale poori terms and condition ko acche se padh le kyuki kabhi kabhi kuch hidden charges bhi hote hai.

Aap is card ke dwara atm machine se paisa nahi nikal sakte aap bus online transaction ya purchase hi kar sakte hai.

Credit Card Ke Fyde

  • Iske dwara online purchase hi kia ja sakta hai atm machine se paise nahi nikal sakte
  • Kuch bank ke credit card ko istmal karne par discount bhi milta hai
  • Kuch time ke liye aapko paisa return nahi karna padta
  • Iske dwara international transaction bhi kia ja sakta hai
  • Agar card galti se kahi kho jata hai to aap turant complaint karva sakte hai. credit card ki service 24*7 available hoti hai
  • In cards ke limit 3 se 4 lakh tak bhi hoti hai

Credit Card Ke Nuksan

  • Agar aap time par bill pay nahi karte to aapko high interest rate pay bhi karna pad sakta hai
  • Credit card ko sambhal kar istmal kare. Kyuki kabhi kabhi log maze maze me kharch kar dete hai or bad me jub bahut zyda bill aata hi to pareshan ho jate hai
  • Credit card lete time terms and conditions ko bhi dhyan se padh le. Bad me kahi aaisa na ho ki koi musibat ka samna karna pade

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Mai ummid karta hu ki ATM Card, Debit Card, Credit Card kya hote hai. Iske baare me aap acchi tarha samajh gaye honge. Agar aapko hamara ATM Card, Debit Card, Credit Card kya hote hai. Post accha lega ho to apne dosto ke sath share karna na bhule.

GO TECH GYAAN

RAHUL, में इस वेबसाइट का फाउंडर हुँ और ये वेबसाइट मैंने लोगो की मदद के लिए बनाई है जो की बिलकुल मुफ्त है | मेरी टेक्नोलॉजी में बहुत ही ज़्यदा रूचि है और जो भी कुछ नया आता है मैं उसे कही न कही से ढूंढने की कोशिश करता रहता हुँ | मैं New Delhi का रहने वाला हुँ | में अपनी पूरी कोशिश करूँगा इस वेबसाइट को बेहतर से बेहतर बनने की और आप लोगो के साथ ज़्यदा से ज़्यदा ज्ञान बांटने की |

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